I finally got my last W2 and taxes are done !! With all the changes and big move over this last year the past few months have been crazy. I finally have my home “office” back together and now am working on having my everything within reach binder.
I hate to be in debt, but sometimes it’s unavoidable. As much as I hate it having a small loan here and there also helps build credit; credit is what drives getting loans when you really need them. While I try to never get a loan that has interest and if it does to pay it off in a few months or before interest starts to accumulate.
It is easy to just accept debt as part of day to day life in this throw away society. If you have to get a loan keep it in check by always having the amount and pay off within hands reach. Sometimes the invoices just are not enough to keep you on track for your goal payoff. Don’t let debt be detrimental to the success of your family.
Here are printable versions of how I keep myself in check with outstanding debt
disarraydayz 